Terms & Conditions

Last Updated: June 1, 2023

1. Introduction

Welcome to Finova. These Terms and Conditions govern your use of our website (located at www.xylovazenthyrip.sbs) and the accounting services we provide. By accessing our website or using our services, you agree to be bound by these Terms and Conditions.

Please read these Terms and Conditions carefully. If you do not agree with any part of these terms, you may not use our website or services.

2. Definitions

In these Terms and Conditions:

  • "Finova," "we," "our," or "us" refers to Finova, a company registered in South Africa.
  • "Website" refers to www.xylovazenthyrip.sbs and all content, services, and products available through it.
  • "Services" refers to the accounting, tax consulting, financial reporting, and related services provided by Finova.
  • "You" or "your" refers to the individual or entity accessing our website or using our services.
  • "Content" refers to all text, images, graphics, videos, and other materials on our website.

3. Services

3.1 Service Description

Finova provides professional accounting services, including but not limited to bookkeeping, tax consulting, and financial reporting. Our services help maintain financial wellness and clarity for businesses in South Africa.

3.2 Service Engagement

Engagement for our services begins when you submit a service request through our website or directly contact us, and we confirm our availability to provide the requested services. The specific terms of service, including scope, deliverables, timeline, and fees, will be detailed in a separate service agreement.

3.3 Service Limitations

Our services are designed to support better decision-making and help improve clarity and organization in your financial matters. However, we do not guarantee specific outcomes or results. The ultimate responsibility for financial decisions remains with you.

4. Website Use

4.1 Acceptable Use

You agree to use our website only for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use of the website. You must not use our website in any way that could damage, disable, overburden, or impair it.

4.2 Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of Finova or our content suppliers and is protected by copyright and other intellectual property laws. You may not reproduce, modify, distribute, or republish any content from our website without our prior written consent.

4.3 Third-Party Links

Our website may contain links to third-party websites. We do not control these websites and are not responsible for their content or privacy practices. We do not endorse or make any representations about third-party websites. You access such websites at your own risk.

5. Payment Terms

5.1 Fees

The fees for our services are as listed on our website or as specified in your service agreement. All fees are in USD unless otherwise stated.

5.2 Payment

Payment terms will be outlined in your service agreement. Generally, we require payment upon invoice issuance, with various payment methods available.

5.3 Refunds

Our refund policy will be specified in your service agreement. Generally, refunds are only available in cases where services have not been rendered or as required by applicable law.

6. Privacy and Data Protection

Our collection and use of your personal information is governed by our Privacy Policy, which is incorporated into these Terms and Conditions by reference.

7. Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis. Finova makes no representations or warranties of any kind, express or implied, regarding the operation of our website or the information, content, materials, or services included on our website.

To the fullest extent permissible by applicable law, Finova disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose.

8. Limitation of Liability

Finova will not be liable for any damages of any kind arising from the use of our website or services, including but not limited to direct, indirect, incidental, punitive, and consequential damages.

Our services support better decision-making, but we are not liable for any financial losses or damages resulting from decisions made based on our services.

9. Indemnification

You agree to indemnify, defend, and hold harmless Finova, its officers, directors, employees, agents, and suppliers from any claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from your use of our website or services, your violation of these Terms and Conditions, or your violation of any rights of a third party.

10. Termination

We may terminate or suspend your access to our website or services immediately, without prior notice or liability, for any reason, including without limitation if you breach these Terms and Conditions.

Upon termination, your right to use our website and services will immediately cease. All provisions of these Terms and Conditions that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

11. Changes to Terms and Conditions

We reserve the right to modify these Terms and Conditions at any time. We will notify you of significant changes by posting a notice on our website. Your continued use of our website or services after such modifications constitutes your acceptance of the modified Terms and Conditions.

12. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of South Africa, without regard to its conflict of law provisions.

13. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

Finova
147 Loop Street, Cape Town, 8000, South Africa
Email: [email protected]
Phone: +27 25 804 6152